HBP · Home Buyers' Plan
Stay on track with HBP repayment
The Home Buyers' Plan lets you pull up to $60,000 CAD from your RRSP tax-free — but you have to pay it back over 15 years, starting two years after the withdrawal.
Your withdrawal
What you've repaid
Balance remaining to repay
$35,000CADNothing is due yet — your first repayment year is 2028, then $2,334 CAD a year.
$2,334CAD
Annual repayment required
Over 15 years
$0CAD
Due this year
2028–2042
$0CAD
Total repaid
17 yr
Years remaining
Deadline 2042
Repayment progress0% repaid
$0 CAD repaidof $35,000 CAD
Informational only — verify your numbers at CRA My Account before contributing.