Track every account, every dollar of TFSA, RRSP, FHSA and RESP room, and every dividend across your whole household.
Fragmented dashboards, fragile spreadsheets, miscounted contribution room. Most were never built for Canadians in the first place.
Every broker shows only itself. Your real picture is split across five logins that never add up.
One wrong formula and your contribution room is off — quietly, and usually right before you need it.
TFSA timing, FHSA carry-forward, RRSP limits — most tools just ignore Canada.
Every Canadian registered account is a first-class data type — with its own rules, its own room logic, and its own edge cases. The math no other app gets right.
Annual limits since 2009, your birth-year eligibility, every contribution, every withdrawal, every transfer. Looniee handles the full formula — including the part most tools miss.
RRSP room is income-dependent — so we can't guess. Looniee gives you two paths: estimate from prior-year earned income (18%, capped at the annual maximum), or import your Notice of Assessment for the exact CRA number.
FHSA has a unique carry-forward cap: you can roll over up to $8,000 CAD of unused room once. Skip too many years and you permanently lose room you can never get back. Looniee shows you the cap, the clock, and the lifetime ceiling at all times.
Contribute $2,500 CAD per beneficiary per year and the government adds $500 CAD in CESG — that's a 20% guaranteed return. Looniee tracks each child separately, shows the exact contribution needed, and flags the lifetime $50,000 CAD ceiling.
In a non-registered account, capital gains are calculated on the adjusted cost base of each lot you bought. Looniee tracks every buy, every sell, every DRIP, every return of capital — and gives you a clean ACB number on demand. CAD and USD lots tracked separately.
“Manual” isn't a limitation — it's a privacy decision. It means no aggregator holding your credentials, no third party logging what you buy, and no fragile connection to babysit. No logins. No leaks. No broken sync. Just your data, kept yours.
| Symbol | Price | Day | Value | Total |
|---|---|---|---|---|
NVDA NVDARRSP NVIDIA Corporation | US$223.47 | +2.10% | CA$43,600 | +64.2% |
VFV VFV.TOTFSA Vanguard S&P 500 Index ETF | CA$162.84 | +0.95% | CA$38,000 | +22.4% |
AAPL AAPLTFSA Apple Inc. | US$302.25 | +1.40% | CA$24,000 | +18.1% |
XEQT XEQT.TORRSP iShares Core Equity ETF | CA$40.74 | +0.41% | CA$22,000 | +9.2% |
Once everything's in one place, the questions you couldn't answer before become obvious. Real return. Real concentration. Real currency risk.
Most trackers assume a household is one person. Looniee assumes the opposite. Each person gets their own profile, their own contribution room calculations, and their own privacy. Start free with your own — add the whole household with Looniee Plus.
We get the question a lot. Wealthica is a fine product — but it's solving a different problem than Looniee. Here's the honest comparison.
Every account, every contribution room number, your whole household — in one private workspace. No logins, no aggregator, no broken sync and no privacy issues.