TFSA · Tax-Free Savings

How much TFSA room do you have?

Enter what CRA already knows about you. We mirror their exact math — annual limits since 2009, withdrawal restoration, and the 1%/month penalty on excess.

About you

Year you were bornUsed to find the year you turned 18.Year you became a Canadian resident (optional)Leave blank if you've been a resident your whole life.

Your TFSA history

All-time totals

Total contributed (all years)

Every dollar you've ever put into TFSAs — across all banks.Of that, contributed in 2026

This year's contributions don't restore room until next January.Total withdrawn in prior years

Withdrawals from prior years are added back to your room on Jan 1.

Your remaining TFSA room

$89,000 CAD

Available right now

Lifetime room

$89,000 CAD

Since 2013

Total contributed

$0 CAD

Withdrawals restored

$0 CAD

Added back Jan 1

2026 limit added

$7,000 CAD

How your room accumulated

2013

$5,500 CAD

2014

$5,500 CAD

2015

$10,000 CAD

2016

$5,500 CAD

2017

$5,500 CAD

2018

$5,500 CAD

2019

$6,000 CAD

2020

$6,000 CAD

2021

$6,000 CAD

2022

$6,000 CAD

2023

$6,500 CAD

2024

$7,000 CAD

2025

$7,000 CAD

2026

$7,000 CAD

Informational only — verify your numbers at CRA My Account before contributing.