TFSA · Tax-Free Savings

How much TFSA room do you have?

Enter what CRA already knows about you. We mirror their exact math — annual limits since 2009, withdrawal restoration, and the 1%/month penalty on excess.

About you

Year you were bornUsed to find the year you turned 18.Year you became a Canadian resident (optional)Leave blank if you've been a resident your whole life.

Your TFSA history

All-time totals

Total contributed (all years)

Every dollar you've ever put into TFSAs — across all banks.Of that, contributed in 2026

This year's contributions don't restore room until next January.Total withdrawn in prior years

Withdrawals from prior years are added back to your room on Jan 1.

Your remaining TFSA room

$89,000CAD

That's what you can put in today without going over. Your room grows again every January 1.

$89,000CAD

Lifetime room

Since 2013

$0CAD

Total contributed

$0CAD

Withdrawals restored

Added back Jan 1

$7,000CAD

2026 limit added

How your room accumulated2013–2026

2013

$5,500CAD

2014

$5,500CAD

2015

$10,000CAD

2016

$5,500CAD

2017

$5,500CAD

2018

$5,500CAD

2019

$6,000CAD

2020

$6,000CAD

2021

$6,000CAD

2022

$6,000CAD

2023

$6,500CAD

2024

$7,000CAD

2025

$7,000CAD

2026

$7,000CAD

Informational only — verify your numbers at CRA My Account before contributing.